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You heard it here first! OJO picks the Denver Broncos to take the Super Bowl this year over the Dallas Cowboys. Final score: Denver 31 Dallas 10.


AFC Championships

Denver 24 Indie 17


NFC Championships
Dallas 35 Chicago 13

Now, OJO doesn't guarantee the scores, but he does guarantee the final winner (Denver). If he is wrong, you will be refunded the total amount you spent reading this post.

Keep in mind that all media reports of home pricing are incorrect, as home price data does not include the incentives generally being used to move the dead inventory out there. That said, here's another meltdown report from Denver, which is quickly turning into one of the sickest markets in the US:

Weld County homeowners saw their home values decline as the nation's housing market hit the brakes hard in the second quarter, according to a report issued Tuesday by the Office of Federal Housing Enterprise Oversight.

"These data are a strong indication that the housing market is cooling in a very significant way," said James Lockhart, director of the Office of Federal Housing Enterprise Oversight. "Indeed, the deceleration appears in almost every region of the country."

In Weld County, the housing market isn't dead, but it barely has a heartbeat, said Pam Worster, a broker associate with Century 21 in Greeley.

Buyers who bought within the past three years without putting any money down, a common practice, can't sell for what they owe. Foreclosures follow, putting further downward pressure on prices.

Higher gasoline prices have made the long commute from Weld County to Denver or Fort Collins less appealing to potential buyers.

Worster, who calls Greeley the "bargain capital of Colorado," said she has seen $200,000 homes going for $180,000. "There is a trickle of buyers," she said.